NewUPI fee above ₹2,000 from 15 Oct — do you pay?

Split bills in ₹, settle with UPI

Who owes whom in seconds — share privately, pay via UPI. No signup, no app download.

  • Free forever
  • No sign-up
  • Takes ~30 seconds

Why SplitBiller

  • Who owes whom, in seconds

    Split equally, by percentage or exact amounts, and settle in the fewest payments.

  • Settle in one tap on UPI

    GPay, PhonePe, Paytm or any UPI app, with the amount filled in.

  • Private by design

    No signup. Groups stay on your device, and sharing is end-to-end encrypted.

See it in action

22 free calculators and 14 split-link templates

Restaurant bills, rent, trips, GST, UPI fees, Secret Santa and more. No signup.

Browse all tools

How it works

Debts are simplified automatically, so fewer payments are needed.

  1. 1

    Add the people

    Everyone who shares the costs, or send a link and let them join.

  2. 2

    Add who paid what

    Each expense, who paid it and who it was for.

  3. 3

    Settle up

    See the fewest payments and pay each one by UPI.

Private by design

Your money matters stay between you and your group.

  • No account: nothing to sign up for, nothing to leak
  • Groups stay on your device until you choose to share them
  • Shared groups and links are end-to-end encrypted; the key never reaches our server
  • Split pages are deleted automatically after 30 days

Frequently asked questions

How do I split expenses among friends?

Add everyone involved, enter who paid, select participants, and SplitBiller shows who owes whom.

Can I split expenses without creating an account?

Yes. SplitBiller works without login or signup.

Is this better than Splitwise?

If you need long-term tracking with accounts, use Splitwise. If you want to split without anyone signing up, and keep it private, SplitBiller is faster and simpler.

Can I use this on mobile?

Yes. It works in any browser, on any phone.

Does it support different currencies?

Yes: rupees by default, plus dollars, euros, pounds and yen.

Do split pages store my data on a server?

Yes, but end-to-end encrypted. Split pages are saved on our server so payments update live for everyone with the link. Each split is encrypted in your browser before upload, and the key stays in your link, which browsers never send to us. Our server only holds scrambled data that we can’t read, and every split is deleted automatically 30 days after it’s made. Groups you make in the app stay on your device unless you choose to share them, end-to-end encrypted.